WEBVTT
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Okay, so welcome to our podcast.
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This is a little bit different today because this podcast is a spin-off of our radio show.
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Well, it's just we're starting.
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It's on.
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Okay, perfect.
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Um I'm so excited to talk to you because when I met you, which was what, two weeks ago?
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Yeah.
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I thought you had so much, you have so much energy.
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You have such a vibe.
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You have such an aura.
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Thank you.
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You know, you're you're amazing.
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Oh, that's true.
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Your energy is like a level 10.
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Uh it is, uh, you know, I sometimes say I'm like a walking party.
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Because I do have a lot of energy, but I just uh I love people, right?
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And I just like love to meet new people.
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So when I met you, I was so excited to meet you, and uh the fact that we had just you know had your team out at their raceway.
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I'm like, oh here you are in person.
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I know, and then and then I I'm just okay.
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First of all, if I ask, I so one of the things I do and don't do is I don't research anything.
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Yeah, perfect.
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Okay, so I'm talking to you like I was talking to you uh we were at the at the bar.
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Yeah.
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I was just like talking to you and I was learning things about you.
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Yes.
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So I kind of want to do that here, okay?
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So I don't Google, I didn't do anything.
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Yes.
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So if I I love that.
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If I ask you something like, you could have been in the news 10 times already.
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I'm not gonna ask you anything that I'm not gonna I didn't Google anything.
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Perfect.
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Oh, I do know stuff from talking to you at the bar.
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Yes, you know, so like I mean the fact okay, you are the president of Phoenix Raceway.
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Yes, the president of Phoenix Raceway.
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And you're he from here, born and raised here in Arizona.
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So I actually grew up in the West Valley, not far from the raceway.
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My parents still live in the same house I was born and raised in, like a hundred years ago.
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Yeah, it's awesome.
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Yeah.
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So I went to Trevor Brown High School, so like a wet West Side girl.
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Um do you remember what I said to you?
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Yeah.
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You're tough.
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I am tough.
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I said you ever stab anybody?
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No.
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I've never stabbed anyone.
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Because I have friends with the Trevor Brown, they have stabbed people.
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Hey, Trevor Brown is not that it's not that bad, uh, if you will.
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Okay, so you grew up, you went your parents in the same house, you went to Trevor Brown.
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Yeah, yep.
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So grew up there, went to Trevor Brown.
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Uh, you know, obviously uh Trevor Brown is a Title I high school.
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And so um for me, I actually had this really unique opportunity when I was at Trevor Brown.
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I was uh 16 years old.
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They had like the School to Careers program, um, and they were selecting like four students um to go work at Charles Schwab of all places.
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So I was like The stock thing?
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Yes, yep, the stock company, huge, major, uh amazing company.
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So uh there was four students that they were gonna select.
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Um, three were gonna be stockbrokers, and then one was gonna be people services.
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Um, I knew for sure I did not want to be a stockbroker.
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Um, because I mean who wants to stockbroke?
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I don't know.
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But at that time, I didn't know I didn't really know.
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Wolf of Wall Street.
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Yeah, right.
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I didn't I mean 16, you know, it just sounds like too serious, right?
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Uh but people services, I was like, whatever that is, I'll take option B.
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Um and so I actually got hired um at Charles Schwab uh as a 16-year-old, and people services was human resources.
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So I was an administrative assistant uh in human resources at a whole 16 years old, and that's how I actually started my career uh is there.
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And I mean, I was making$6.50 an hour, and I was like, shoot, this is so cool.
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Like I'm rich, right?
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But then when uh at Schwab, because of your um your securities license, your Federal license, you actually can't work there until you're 18 as a full-time employee.
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Uh so when I was 18, I was I graduated high school, right?
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Getting ready to go to, I was going to Arizona State.
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Um so I was gonna go to school full-time, and then I got hired on full-time at Schwab and I was making$10 an hour.
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I was like, shoot, there is zero chance I'm getting rid of this job.
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So I worked there uh through the remainder of high school and all of my undergrad uh at college.
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So I was there for almost seven years at Charles Schwab, really uh again propelled my career.
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I was in human resources, I was I I did my internship there and everything.
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And so that is really what set me apart from a career perspective is taking that chance.
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Uh, I tell young people all the time, you know, there was it was a little flyer um at school for the thing at Charles Schwab.
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And honestly, I wanted to get a job because there was one thing my parents wouldn't pay for, and that was my fake fingernails.
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And so I was like, well, you're not gonna pay for it, I'm gonna get a job, right?
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And so that was my motivation, was like, I want to have, I want to have my own little money, right?
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Uh and so I got that job, and um honestly the rest is history from there and the network I created uh at Charles Schwab.
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Are your fingernails fake now?
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Uh they're not fake, they're real.
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They are real, they are they are real now, but they are always maintained.
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Okay, wait.
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So your parents, what do they do for a living?
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Could you say they pay for everything except for your fake nails?
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Yes.
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What do they do?
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Yeah, and you know, it's so funny.
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Uh I grew up in the West Side, and you know, obviously I didn't know that there was more, um, you know, so much more uh to life until I went to ASU, right?
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I went to the ASU Tempe main campus, and people had like real money, right?
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Like we're you know, driving fancy cars, like all of those things.
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And so my dad worked at UPS for 30 years, uh, and then my mom was a uh paralegal, uh, worked for the same attorneys.
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She still works for the same uh the same attorneys today.
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Like she doesn't have to work, but I say it keeps her young, right?
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She still goes like a couple days a week and helps uh the the now one attorney that is left, uh, who's still alive.
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Uh he was the young one back then, and now he's you know is it one of those famous law firms?
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No, it's not a famous law firm, very, you know, local.
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Uh like his name is Rick Gallette, right?
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And uh he she's been working for Rick.
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I mean, uh honestly, I can't since I was little.
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Wow.
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Yeah.
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And your dad, did he retire from the side?
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Yes, yeah, he retired from UPS.
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So um, so fast forward, you know, I I um now oh and I know exactly when my dad retired because it was when I I have two boys, I have 14 and 18-year-old.
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So my 18-year-old, uh, we were ha we were having a baby, and I'm like, what am I gonna do?
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Like, who's gonna watch this kid?
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Right?
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Like, I have this career that's going, like, what am I gonna do with this kid?
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Like, who's gonna help?
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Right?
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Uh and it was just ironic timing.
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My dad was like, you know what?
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I'm I I'm ready to retire.
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He's like, Oh, we're gonna retire.
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And they watched our my baby from the time I went back to work um all the way until you know, babies didn't need to be watched anymore.
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So also your kids are really close to grandma, grandpa?
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Oh, super tight.
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Like they'd rather, you know, hang with my my parents than than us.
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That's so great.
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It really is.
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So when you were at Schwab, was there like a mentor that you had, or is there somebody or did you soak information from different people?
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I I uh obviously, you know, I I am on I was on 10 back then too with uh my network and just talking to people.
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Um so I was just so fortunate to be able to have so many people, honestly, that uh invested in me at that time.
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So definitely had a mentor, I had multiple mentors.
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Uh I had a mentor that kind of helped me with that financial independence piece.
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So I said I didn't want to be a stockbroker, but I guarantee you I learned about what it meant to be a stockbroker, what it meant to be a financial advisor, uh, and just the ins and outs of that phenomenal career.
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It really is an amazing career.
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Um, but it also sets you up um for your future.
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I mean, I was 18 years old with the 401k, right?
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And uh, you know, when I graduated from college at 21 years old, I that same week I was graduating from college and purchasing my first place, you know, my first condo, but I wouldn't have known to do that or wouldn't have known those things if it were not for my career at Charles Schwab, right?
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They helped you with maintaining your money and figuring out you don't have to make a bazillion dollars a year um to survive.
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So you bought a condo at 21 years old, so you started investing or have real estate.
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Did you keep that condo?
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Do you still have it?
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Did you flip it?
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No, I should have kept if it was on 32nd Street in Indian School.
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If I would have known Right by that uh McDonald's?
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Yeah, all of that.
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And the delight and the gas station.
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All of this stuff, right?
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Okay, if I would have known what that area was going to do, I would have kept that condo.
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Um but I did not keep the condo.
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Uh that that when people ask me, like, what are your biggest regrets in life?
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Not keeping my condo that I bought when I was 21 years old.
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But you know, I need I needed it though as well in order to purchase more uh properties.
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But I I mean in my mind, I guess did I?
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I don't know if I really needed needed to sell it.
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Um I could have rented.
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There were so many options, right?
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But you looked up to see how much it was.
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No, I I I used to and now I've stopped.
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I did that.
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I same almost very similar to your story.
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Uh I bought a condo when I was 23.
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Yes.
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In San Diego in South Michigan Beach.
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I'm even gonna tell you how much I'm gonna tell how much I paid for it.
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How much you pay for it?
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I bought it for$169,000.
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Stop it.
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And then I got married.
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It was a two-bedroom, and it had a view of the beach and the bay and sea world and the mountains.
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It was the most beautiful, and it was my my penthouse.
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Yeah, it was your penthouse.
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And then I got married, and we moved.
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I got a radio job and we moved, and so I had to sell it so I could live.
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Yeah.
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And I sold it for$269,000.
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Okay, so you're a year later.
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The guy sold it for a million dollars.
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Stop it.
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A million.
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A year later?
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A year later.
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Oh, that's a million.
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It hurts my heart for you.
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A million.
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A million dollars.
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Oh, that's the thing about real estate.
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You know, the thing about real estate is it's an amazing thing, right?
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To have, but at the same time, like, oh man.
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I I paid a whole$52,000 for my little condo back then.
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Uh and like I said, And now it's 32nd Street.
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They probably probably paid whoever a million to tear it down to build those complexes right there.
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Yeah, to build a McDonald's.
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To where the con you probably so the the condo is still there because I still I drive by there.
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Yeah, it's still there.
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The condo is still there, but it all of that stuff is like backed into it now.
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So now there's like a plaza, I don't know if it's like a Ross, there's like all kinds of stuff.
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So over by that F-45 and Protein House right there, right there.
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Yeah, I know exactly what it's doing.
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Yep.
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Probably worth a million dollars.
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Probably.
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I don't know, I'm never looking it up again.
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So then, so you're 21, you graduate, you buy a condo.
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Um then then what?
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Are you still at Charles Schwab?
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Yeah, so I was still at Charles Schwab.
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Um, and then um By the way, you're at Charles Schwab, and you're not looking at racing.
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NASCAR is not Days of Thunder is just a movie.
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You're not I don't even know at 20, honestly, at 21 years old, I don't even know that I knew what NASCAR really was back then, right?
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Uh even though we lived uh my parents lived not far from the track, and so you could hear when NASCAR was in town, you could hear it at our house.
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Um, because there was nothing in between.
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Now there's a lot of things in between.
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The city of Avondale has just boomed, right?
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Uh, and there's so many other things in between there now.
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But back when I was younger, you we we knew, right?
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Like you knew when it was there because you could hear the buzz.
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Um, but like I didn't, I never went.
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I didn't know.
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Like I'm a huge sports person.
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Obviously, that's where we met.
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Uh I'll go to a basketball game every day, I'll go to a football game any day, um, honestly, any sporting event, but I just had not been to NASCAR.
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So, how long are you at Schwab for?
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I was I was at Schwab for seven years.
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Um, and then um 9-11 happened.
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Uh, and when 9-11 happened, you know, the wor the world was changing and people were getting laid off and all of those types of things.
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And, you know, by that time I was a whole 22 years old in human resources, and really part of this, you know, uh group of people that would be telling people that they were going to be losing their jobs.
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And I mean, I'm like 22.
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I'm like, that is not, I just I'm not fulfilled anymore, right?
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Like, I that's not what I want to be doing.
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You had to fire people?
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It was awful.
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Like I was on the back end of like knowing like I would have the list, right?
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You know, that 30, 60, 90 day list of who was on that list.
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Oh, it was terrible.
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But like I was so young, I didn't realize no since then I've fired a lot of people.